Yunikoma (Antigwa an Barbuda) Limitid, we a du biznis az Kots Redi Kash, a wan neym we evribadi noa pan di dijital moni plies pan Antigwa an Barbuda. Dis kumpani, we a paat a di bigga Yunikoma Gruup, a gi faas, ansekya kash loon fi di pipul an smal biznis dem, a helb di yaan we dem niid moni faas fi tingz laik emerjensi, skool fiiz, hoom ripeer, ar fi staart wan smal biznis.
Kots staaht long taim pan Ingland in 1850, an di Yunikoma Gruup bay di Kribiyan paat a di biznis in 2006. So Kots Redi Kash a op an runin wid wahn big kumpani bak ahnd, we a mek dem strong pan di ailan. Dem a target evriwan we a wok, no matta if yu a get pay ar yu a wok fi yuself, so yu kyan get moni fi di tingz we yu niid.
Di Moni Pristi Dem Kots Redi Kash A Gi
Kots Redi Kash a kom wid diffran kain a pristi fi fit diffran kain a niid. Dis a fi mek shoa se di pipul pan Antigwa an Barbuda kyan get di rait moni fi di rait ting.
Pasonal Moni Pristi
- Fi nyuu kustoma: Yu kyan get op tu EC$2,700. Dis a fi help dem we neva tek loon fram dem bifoa fi staart out.
- Fi ool kustoma: If yu aredi tek loon fram Kots Redi Kash an yu pay yu moni gud gud fi tuu mont, yu kyan get op tu EC$13,500. Dis a fi riwaad di wan dem we a pay dem loon pan taim.
Smal Biznis (Maikro-Entapraiz) Moni Pristi
Dem ya loon a fi di wan dem we a run dem smal biznis an niid kash fi mek dem biznis gruo. Di amoun a moni we yu kyan get a diffran, bies pan wa yu biznis niid. Dem ya loon kyan goh op tu EC$20,000 fi di smal biznis dem.
Di minimom moni we yu kyan tek fi eni loon a EC$100. Dis a fi mek shoa se Kots Redi Kash a help evriwan, no matta if yu niid likl moni ar big moni. Aal di loon dem a gi widout no sekyuriti, dat miin se yu no need fi put op no haws ar kar az kolataral. Yu joz sign wahn pepa se yu a goh pay bak di moni.
Intres Rayt, Fiiz, an Tums fi Yu Loon
Wen yu a tek wahn loon, a impoatan fi noa aal di intres rayt, di fiiz, an hou long yu gat fi pay bak. Kots Redi Kash a try fi bi transparan so yu kyan andastan evriting bifoa yu tek di moni.
Intres Rayt
- Pasonal loon: Di eksak intres rayt fi pasonal loon dem noa tel evribadi. Yu fi aks wen yu a aplai.
- Biznis loon: Fi smal biznis loon, di intres rayt kyan bi fram 27% tu 35% evri yier. Dis a di moni we yu pee ekstra fi borowa di kash.
Loon Tums an Pay Bak
Yu kyan tek loon fi op tu 36 mont, dat a chrii yier. Yu kyan pay bak yu moni wikli ar montli, bies pan wa mek sens fi yu. Wen yu aplai, dem a goh tel yu if yu loon apruuv in wan tu tuu biznis deez. Az soon az dem don chek aal yu pepa, yu get yu moni.
Fiiz
- Aplikeshan ar prosesin fiiz: Kots Redi Kash noa chaaj no fiiz fi aplai fi pasonal loon. Dis a wahn gud ting fi di pipul.
- Leet pee fiiz: If yu pee leet, dem a goh chaaj yu wahn fiiz. Dis fiiz a bies pan di ruulz we di govament set. A impoatan fi mek shoa se yu pay pan taim.
- Pee bifoa taim: If yu waahn pay aal yu loon bifoa di taim don, dem a goh tel yu if dem a goh chaaj yu fi dat. Dis a somting we yu fi aks fram di staart.
Rememba, no kolataral a niid fi dem ya loon. Yu joz sign wahn Promisori Noat, we a tel yu aal yu responsabiliti fi pay bak di moni.
Hou fi Aplai an Wa yu Niid
Aplai fi wahn loon wid Kots Redi Kash a izi. Dem mek it faas so yu kyan get di moni we yu niid widout no hara.
Aplikeshan Plies
- Onlain: Yu kyan goh pan di Kots websait eni taim an aplai onlain. A op 24 awa, sebm deez a wik.
- Pan di plies: Yu kyan vizit wan a di chrii Kots Redi Kash branchan dem pan Sent Jonz. Dem a goh helb yu deetoo.
Pepa we yu Niid
Fi aplai, yu a goh niid som impoatan pepa:
- Wahn valid govament AID (Paspuort, Draiva Permit, Nashanal AID).
- Pruuf se yu a get moni (wahn leta fram yu wok an yu laas pee-slip).
- Pruuf se yu a liv pan di adres (wahn yutiliti bil we noa oola dan chrii mont).
- Tuu refrens (wan famli memba an wan fren).
Hou Dem a Chk Yu Kredit
Kots Redi Kash a luk pan hou long yu a wok (dem prefa yu fi wok moa dan tuu yier) an if yu aredi gat wahn Kots akaunt, dem a goh luk pan hou yu a pay dat. Dem a chek aal yu pepa an refrens bifoa dem gi yu di loon.
Hou yu Get di Moni
Wan yu loon apruuv, yu kyan get yu moni in tuu weh:
- Bank Transfa: Yu moni kyan goh straat inna yu bank akaunt inna 24 awa.
- Kash: Yu kyan pik op di kash at eni Kots lokieshan.
Teknoloji an Kots Redi Kash
Inna dis taim, evribadi a yuuz fon an intanet. Kots Redi Kash a try fi keep op wid di taims fi mek it izi fi di pipul.
Mobayl Hap an Websait
Kots Redi Kash noa gat wahn espeshal hap joz fi loon. Bot yu kyan stil aksess di loon servis dem chruu di jeneral Kots Hap (we av pan iOS an Andraid) an di websait. Di ofishal websait fi loon pan Antigwa a courts.com/antigua/ready-cash-loans.
Dem a aktiv pan Instagran (@courtsreadycashant) we dem a put op promoshan an infomaishan. Dis a wan gud weh fi stay apdeet wid wa dem a du.
Kustoma Fiil An Dem Posisyon Pan Maakit
Hou di pipul a fiil bout Kots Redi Kash a wan impoatan ting. Dis a help wi fi andastan hu Kots Redi Kash a stap op agenst oda kumpani dem.
Wa Kustoma Seh
Pan soshial miidia, plenti pipul a seh se dem satisfai wid hou faas an izi it a fi aplai fi loon. Dat a wan big plos. Bot som pipul a komplain se di intres rayt fi smal biznis loon dem a likl tuu hai.
Som taim, di pepa we yu need kyan tek wahn likl long fi get, espeshali fi di wan dem we a wok fi demself. An dem noa gat plenti opshan fi du tingz yuself onlain, so som taim yu gat fi goh pan di plies.
If yu gat kweschan, yu kyan kaal dem pan +1 (268) 484-1640 ar vizit eni Kots Redi Kash branchan.
Kots Redi Kash Pan di Maakit
Kots Redi Kash a wan a di biggis non-bank kumpani we a gi loon pan Antigwa an Barbuda. Dem gat wahn big paat a di maakit.
Dem kompita dem a inkluud big bank dem laik Skoshaybank an CIBC FirsKribiyan. An di Antigwa an Barbuda Divelopment Bank a gi maikrofinans loon too. Bot Kots Redi Kash stand out bikaaz a hou faas dem a apruuv loon (in 24 awa) an se yu no need no kolataral. Dem a mek it konvinient fi di yaan.
Inna 2024, dem staaht fi gi smal biznis loon, we a mek dem rich out tuu moa pipul. Dem a luk fi paatna wid teliko an odar fintek kumpani too fi mek dem servis beta.
Advais fi Yu We A Tink Fi Tek Loon
Bifoa yu tek eni loon, a impoatan fi tink gud gud an mek di rait disizhan. Dis a wahn ting we kyan help yu ar put yu inna moa prablem if yu noa kerful.
- Andastan Yu Niid: Aks yuself, a raili niid dis moni? A fi wahn emerjensi ar fi wahn ting we kyan weit? Tek loon joz fi tingz we a raili impoatan.
- Noa Aal di Tums: Mek shoa se yu andastan aal di intres rayt, di fiiz, an hou long yu gat fi pay bak. Don’t fraid fi aks kweschan if yu noa andastan somting.
- Kyan Yu Pay Bak? Tink gud gud bout if yu kyan raili afuord fi pay bak di loon evri wik ar mont. Mek shoa se di peyment fit inna yu budjet so yu noa gaan inna defolt.
- Kompeya Wid Oda Plies: Kots Redi Kash a gud, bot a gud fi luk rong too. Chk out wa oda bank an maikrofinans kumpani a ofa bifoa yu mek yu disizhan. Dis a fi mek shoa se yu a get di bes dil.
- Pepa Raddi: Mek shoa se aal yu pepa (AID, pee-slip, bil) a raddi an op-tu-deet bifoa yu aplai. Dis a mek di proses goh faas.
Kots Redi Kash a wahn impoatan opshan fi plenti pipul pan Antigwa an Barbuda we niid faas moni. If yu kerful, andastan di tums, an yu a gud paya, it kyan bi wahn gud weh fi get di kash we yu niid.
